While Medicare offers great options for more comprehensive coverages, Preventive care is one that is often overlooked. Prevention is the best way to insure overall health. Medicare has 2 categories of Preventive care: “New to Medicare” and Yearly “Wellness” Visit. To learn more about these types of services, you can go to the link listed below.
http://www.medicare.gov/coverage/preventive-visit-and-yearly-wellness-exams.html
One of the more common questions I get from my Medicare Plan clients is regarding their ability to find a doctor who accepts Medicare. For those that elect Original Medicare and may have a Medicare Supplement, the answer is good news. Even though there are many news reports that make it seem like doctors are not accepting Medicare, I found data that shows that 91% of doctors accept new Medicare patients on a national average. I find that it is even higher for patients who continue to see their current doctor. The data showed that only about 1% of doctors have “opted out” of Medicare. I searched the internet and the best data I could find was from an article about a year and a half ago that used data collected in 2012. I will try to keep my clients updated as new data is made available. If you want to read more about the study, click on the link below.
http://kff.org/medicare/issue-brief/medicare-patients-access-to-physicians-a-synthesis-of-the-evidence/
The federal government recently released data showing the top drugs and drug costs for Medicare Part D drug plan members. Not surprisingly, brand name drugs lead the list. The result is a big portion of the total drug costs go to a few name brand drugs that have generic equivalents. What does this mean to you? Ask your doctor if there are generic alternatives that you could use. It could save you a lot of money.
For more details, go to the article linked below.
http://www.npr.org/blogs/health/2015/05/01/403506160/brand-name-medicines-dominate-medicares-103-billion-drug-bill
Helping seniors transition to Medicare